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Endpoints

- POST
  Prepare a transfer
- POST
  Confirm transfer

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Transfer

Confirm transfer

Executes a prepared transfer with the final amount. Second step in the two-phase transfer process.

Processing Times

PIX: Instant (24/7)
TED: Same-day during business hours
Same Bank/Company: Immediate

Requirements

TRANSFER permission
Valid transferId from Prepare transfer
Sufficient account balance
Within transfer limits

Prepare a transfer

Validates recipient details and creates a transfer preparation. **First step** in the two-phase transfer process. #### Supported Methods - **PIX Key**: Using recipient's PIX key - **PIX EMV**: Using QR code or copy-paste string - **PIX Account**: Using bank account details - **TED**: Electronic transfer to other banks - **Same Bank**: Internal bank transfers - **Same Company**: Between your organization's accounts #### Flow 1. **Prepare** - Validate recipient (this endpoint) 2. **Confirm** - Execute with amount Returns `transferId` for use in [Confirm transfer](/api-reference/transfer/confirm-transfer).

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