Prepare a transfer

Validates recipient details and creates a transfer preparation. First step in the two-phase transfer process.

Supported Methods

• PIX Key: Using recipient’s PIX key
• PIX EMV: Using QR code or copy-paste string
• PIX Account: Using bank account details
• TED: Electronic transfer to other banks
• Same Bank: Internal bank transfers
• Same Company: Between your organization’s accounts

Flow

1. Prepare - Validate recipient (this endpoint)
2. Confirm - Execute with amount

Returns transferId for use in Confirm transfer.