Transfer
Prepare a transfer
Validates recipient details and creates a transfer preparation. First step in the two-phase transfer process.
Supported Methods
- PIX Key: Using recipient’s PIX key
- PIX EMV: Using QR code or copy-paste string
- PIX Account: Using bank account details
- TED: Electronic transfer to other banks
- Same Bank: Internal bank transfers
- Same Company: Between your organization’s accounts
Flow
- Prepare - Validate recipient (this endpoint)
- Confirm - Execute with amount
Returns transferId for use in Confirm transfer.
Previous
Confirm transfer
Executes a prepared transfer with the final amount. **Second step** in the two-phase transfer process.
#### Processing Times
- **PIX**: Instant (24/7)
- **TED**: Same-day during business hours
- **Same Bank/Company**: Immediate
#### Requirements
- TRANSFER permission
- Valid `transferId` from [Prepare transfer](/api-reference/transfer/prepare-a-transfer)
- Sufficient account balance
- Within transfer limits
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